With no physical card required to be present and a unique number generated every time, you’re less likely to have your information stolen for nefarious purposes. Also, each Apple Pay transaction uses a token in the form of a “device account number” to complete, and these are always unique. Before you can even make a payment, it needs to be authenticated with either Face ID or Touch ID on the device. With digital payments through something like Apple Pay, you don’t need to worry about any of that. If you swipe or insert your card in one of those skimmers, a thief can obtain your card information and use it to make purchases, create fake credit cards, or even sell the information on the dark web.
The latter appears less common these days, despite the fact that many bag and wallet makers use “RFID blocking” as a selling point, but those skimming devices can be easily installed on various point-of-sale devices without anyone seeing or noticing. The problem with a physical card is the fact that someone could easily obtain the details of your card through skimming devices, either installed on a payment terminal waiting for the unsuspecting or through RFID. I was flabbergasted when I learned some of my in-laws don’t trust digital payments or wallets and think it’s worse than the plastic itself. Worried about security? You shouldn’t be Christine Romero-Chan / Digital Trends When is my phone getting Android 14? Here’s everything we know Your Pixel 7 is about to get a whole lot less buggy - here’s why Fitbit Versa 3ĥ things we’d love to see at Google I/O 2023 (but probably won’t)
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